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Well if the legal proceedings are unjust, you pay all the fees. Else everybody could sue me all the time. I run a website, and I have a ToS you (or your agent) has to accept before payment. No need to provide customer service - and lets face it, you are not going to sue for $0.0005 anyway.
> if the legal proceedings are unjust, you pay all the fees

ToS don’t overrule law.

> lets face it, you are not going to sue for $0.0005 anyway

Very true. Though if I felt cheated by someone, regardless of the cost, I’d absolutely be open to starting a regulatory shitstorm. (Not saying you would cause that among anyone paying you.)