Model/harness that runs locally, which you can connect from your phone to do non-dev queries (looking stuff up, recommendations, planning and etc.) can save ~$300/year on various subscriptions.
Agreed but I feel we will see even cheaper annual or prepaid options. Say, a $20 upfront and get the cheapest inference, comparable to Sonnet with subscription. For a personal assistant that can run on laptop and phone, these will be mainstream. $20 may last a couple months for vast majority of users.