LLMs with <30B parameter models seem like the sweet spot. I would rather focus on multiple tiny LLMs that are tuned to specific tasks (SQL queries, finance/accounting, backend/frontend dev, etc.).

For larger models, a $10-40 ish Neuralwatt/Opencode Go or any similar subscription goes so far for the average user that it is ridiculous. We are still in the "youth" era of agents. There are many patterns that work well with smaller LLMs. Or with a big-small LLM combination.

My context:

I own the tiny 16GB M4 Mac Mini and I use LLMs (coding agents) to build software and a few of my products use LLMs directly. Full-time user of LLMs, do not read or write code manually. I run the tiny Qwen series (<10B params) sometimes but a couple $20 subscriptions (Claude, Neuralwatt) take care of my full-time agent usage.