I've hated all budgeting apps I've used and found them to be always restrictive, expensive, or envelope (YNAB) focused. I don't really need a "budget" app, more of a personal finance app. I just want to be able to review all my family's transactions and look at cash flow and track net worth, so I built my own. A few of my friends were interested, so I gave them access. I'm seeing more and more of these budget apps bring in LLMs which is such a bad idea. The only AI I built is opt-in and uses Jev AI to auto categorize transactions that are stripped of info.
If any one is curious, it's on https://dumplingmoney.com/
Nice.
Q: are transactions attached to individual accounts? Or does your app have a virtual global account?
A: yes, transactions are tied to each individual account. the transactions pages brings them all, and then you can filter by anything like the actual account, merchant, category, tag, owner associated with the transactions, etc.