With that in mind it ends up being weird to me in a way I can't articulate because after all I can speedrun losing a limb if you left me loose in Harbor Freight or speedrun losing all my money and becoming debt-ridden if you give me a laptop with internet connection.
Anyway, I know there's more nuanced discussion to be had still I sometimes wonder how would the ideal approach actually look like without requiring people to have a digital(ing) license before being allowed to connect to the internet.
To attack your specific example, cars have added all kinds of things that "hand hold" the user and keep them (and others) safe: Seat belts, air bags, anti-lock brakes, traction control, automatic emergency braking, back up cameras, lane keep assist, blind spot monitors, etc, etc, etc. (Oh, and guess what, per-mile traffic deaths are WAY down from a few decades ago).
Well, firstly, newer cars are now equipped with tons of safety features like various kinds of auto-braking, various warning systems which monitor blind spots in the car, and driving aids like lane assist, lane monitoring, what have you. And then they also have advanced telemetry features that don’t keep them safe, but their insurance company hopes will identify them as bad drivers if and when they get into accidents so they can be denied coverage. These could be analogous depending how you look at it.
Additionally while there’s not much out there for tools, I think that’s less to do with it not being an issue and more to do with it being kind of impossible? That said a few tools have things like sensors that detect the presence of fingers near saw blades and will not only stop operating, they’ll usually destroy the tool in the process to ensure the operators safety, because fundamentally, more saws exist, more fingers do not.
Like despite loving track driving, I wouldn’t think that everyone tearing around in V8 monsters with stripped interiors and roll cages is a good idea.