With that in mind it ends up being weird to me in a way I can't articulate because after all I can speedrun losing a limb if you left me loose in Harbor Freight or speedrun losing all my money and becoming debt-ridden if you give me a laptop with internet connection.
Anyway, I know there's more nuanced discussion to be had still I sometimes wonder how would the ideal approach actually look like without requiring people to have a digital(ing) license before being allowed to connect to the internet.
Except when it becomes a reputational problem for the OEM: Excel sucks at X (i.e., don't use it for that) and Excel sucks can become equivalent in many people's minds.
Sometimes it is actually a problem of people 'holding it wrong' (as the meme/trope goes). And who gets the blame?