"I live hand to mouth, zero savings. If I use AI smarter, it may help me craft solutions to that cycle."

"Relaxing while my AI gets the work done, builds the wealth. It’s a shadow of me, just a very, very long one."

etc. I do believe AI currently accelerates businesses, especially in software dev. We work with a contractor who use Claude Code to reach incredible development pace for the size of their team, but also when we sit down with them in meetings they understand what's being created, they are able to argue their architectural choices, and they know how to propose business value.

You can't just buy a Claude subscription and have magically solve your problems. The thing is, as soon as Claude can do this without a business savvy human in the loop, then a) everyone can do it, so you won't actually have any value to propose, and b) Once the AI can run businesses without humans in the loop, you can bet your ass they will not out of the goodness of their hearts keep giving that ability away for $20.

In summary, AI if used to accelerate businesses _CAN_ be good. Buying it as a magic bullet to bring you out of poverty is probably a worse choice than just buying a lottery ticket.