It does feel like the security protocols necessary to secure $100k to $Ms of crypto which transfers instantly and non-reversibly is a challenge for the average user.

Even as a fairly tech enabled GenX, I have forgotten passwords and had to reset them (usually accounts I haven’t used in a while), had files corrupted without a good backup, lost a Yubikey somewhere in the house (I think at least).

From what I can tell I would need to have my crypto seed laser etched into titanium, and then treat that talisman as if it was made of pure platinum as far as securing and tracking it.

Versus keeping my money in SIPC and FDIC protected accounts.

I will say, the BTC appreciation is a big attraction of course, but long term I don’t see how it becomes widely adopted with so much logistics risk, and appreciation… well who knows about that.