Also full disk encryption is opt-in for macOS. But the answer isn't that Apple wants you to be insecure, they just probably want to make it easier for their users to recover data if they forget a login password or backup password they set years ago.
> real-time location data
Locations are end to end encrypted.
"If you have a Mac with Apple silicon or an Apple T2 Security Chip, your data is encrypted automatically."
The non-removable storage is I believe encrypted using a key specific to the Secure Enclave which cleared on factory reset. APFS does allow for other levels of protection though (such as protecting a significant portion of the system with a key derived from initial password/passcode, which is only enabled while the screen is unlocked).
So by default it is easy to recover data on a mac.