> retry loops when a server starts in case binding the socket fails, or if a configured network interface/directory doesn't exist

FYI, you can change all of that pretty easily.

I think the issue is systemd takes the stance of the "safe" route first, which is not really necessary for most personal machines and not the greatest when people are using mostly flash. But a 90s timeout makes sense if you are loading a 20TB hdd (I've even seen longer load times on much smaller drives)