If a single person was keeping the market from a recession, then that itself is the issue, not the removal of that person.
not necessarily. One athlete's performance can be the difference between a team winning and losing. One general can make the difference between winning and losing a war. No risk also comes with the downside of no reward, artificially constraining high achievers so we dont become too reliant on them just means everyone is equally low achieving
Trillions of investment across people's retirement accounts being vulnerable to one heart attack, stroke, or car accident isn't resilient.