Dude it's called "tap to pay": https://en.wikipedia.org/wiki/Contactless_payment
A credit card, an iPhone behaving like a credit card (AKA apple pay), and an android phone are all using the same protocol. Why don't you just try it? Pretty much every grocery store, gas station, etc accepts tap to pay. Any phone or card will work with any terminal. Like I said, the only difference between a card and a phone is that the latter has a $50k limit instead of just $10k.