basic something like alipay or wechat pay? like china did at least for 10 years? at a country scale?
anyway they are super useful, to personal users and for stores/small shops/....when traving abord, i have to carry a visa/mastercard,and worried i might lose my card somewhere, or got stoled. i know apple pay is pretty good, but i am not a fan of apple product and i guess it's not only me ( or the price issue), a universal online payment systems, run as an app, and qr code is the right way for basilly every country.
Alipay and wechat pay are not settlement mechanisms. They act more like wallets that you can transfer money in and out of, and there is very little interoperability because of this.
India's UPI and Brazil's Pix are better examples.
Canada's RTR has no chargebacks so it's not comparable to visa/mastercard where you can yank the money back up to 6 months later if the seller doesn't send you what they promised. Pretty much every modern phone can do tap to pay, you don't need an iPhone
> Pretty much every modern phone can do tap to pay, you don't need an iPhone
but you do need a device to read the phone right? to support all kind of difffent payment system. compare to a simple picutre printed QR code, which one is more convenient?
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