The US also has incredibly pro-consumer regulation over credit cards, compared to most of the world. There is no such thing as "not protecting your card" as a way for the bank to get out of paying for credit card fraud. Legally, you are liable for the first $50 of unauthorized charges, and that's it (though most cards will cover all of it).
> The US also has incredibly pro-consumer regulation over credit cards
Not to take away from your example, but I was under the impression that transaction fees charged when using a credit card in the US were significantly more than in say, the EU?
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