https://docs.os.uk/osngd/data-structure/administrative-and-s...
Not sure under what basis you think they are "supposed" to be a certain way but postal codes originated as a signifiers of areas, even in the UK.
US postal codes absolutely have overlap in area, because they do not divide land, they direct delivery routing.
https://web.archive.org/web/20030119031055/http://users.rcn....
My point is that postal codes aren't "supposed" to work any particular way. They work in what ever way they are specified to work at any particular point in time in any particular place.
Zip codes in the US are related to delivery routes. Prior postal codes in the US were not. UK post codes are currently hyperspecific to a single location. Previously they were not.