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The utility is preventing malware bundled with pirated apps from transferring away your personal savings in a hard-to-reverse instant transfer.

You, as a technically savvy user, could choose to use a dedicated device with an acceptable security posture for your electronic transfers.

> You, as a technically savvy user, could choose to use a dedicated device with an acceptable security posture for your electronic transfers.

Not really, I'm forced to use e.g. RBC because that's where my employer sends their matched retirement savings funds.

They mean use an old, vanilla non rooted phone that doesn't set off every alarm in the building for this kind of stuff
Oh that makes more sense, I somehow read "device" as "service".