In Hungary you don't get documentation for these APIs only in pdfs via email, and if you get it the APIs are not stable, constantly breaking. I was always dreaming about creating an automated testing suite and report all of the issues automatically to the national bank, which is the supervisor of all commercial banks in HU, in a hope to punish them.
You guys get APIs??
Seriously, count your blessings man. In America we only get Plaid, which only works right or reliably for big banks (which are also the worst ones), and it isn’t an API for humans, just a paid SaaS product that a company who wants to offer integration with banks has to pay (i assume a lot) for.