> If Wero becomes the pan-european solution for online payments
It most likely won't, because people want the security that cards offer when they order online. Wero could be good or even great for other things, but not for making online purchases from another country.
The Dutch do nothing but use Ideal, Wero's predecessor, for online purchases. People very much want to simply transfer money from their bank to a shop, just as they can with a debit card. Most Wero transfers will be to shops in your own country, but don't underestimate its potential. Valve offers Ideal on Steam, and has done so for years now, and they can probably give some very appealing insights into how that unlocked a massive amount of gamers in the Netherlands.
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