Personally: I have a XTX7900 card which can run some decent models, eg, Qwen 27B and Gemma. For bigger stuff I have the Ollama Cloud subscription to access (mostly) GLM. I have a server with OpenWebUI, and for harnesses I use OpenCode, but I have been experimenting with pi.dev to create a workflow that takes the ideas from the Rational Unified Process (RUP) so that everything gets properly documented and reviewed by a human before getting to the implementation phase.

At work: Claude Code subscription, mostly with Opus.