1) Claude Max 5x, ChatGPT Plus (for minimal usage of Codex, mostly fired as a Pre/Post PR hook for Claude Code to get reviews from GPT models locally
2) None for now.
3) Claude Code CLI, but not always in a terminal I'm sitting in. I talk to it on Telegram and Slack for different projects.
4) Something custom that grew into a project: Spool (https://github.com/enes-alatas/spool). It runs long-lived Claude Code loops, each with a name and a mission. Each one wakes on its own timer or when someone messages it, works, and sleeps, and the session resumes with its context. Each loop gets its own container with an egress allowlist, and they message each other and me in a Telegram or Slack group. A web control room shows what every loop is doing and what it costs.
5) No, Spool covers it for me.