Why should we believe Binance when they say all customers will be made whole, and how will they do that, with what money?

It seems very unlikely they have $3-6B lying around ready to repay customer deposits. At the very least this would be catastrophic for them if they do lose all that money.

Have they re-enabled withdrawals yet? If I were a customer I'd be taking everything out as soon as possible.

Criminal Negligence. They have a history of that.

Binance and its former CEO, Changpeng Zhao, were previously sued for willfully evading anti-money laundering (AML) controls. In that instance, the government ruled their compliance failures were not an accident, but a deliberate criminal enterprise. Binance paid $4.3 billion in fines and forfeitures to settle with the DOJ, CFTC, and FinCEN in November 2023.

It looks to me like Binance will be able to scrape together enough money to make their customers whole, so your probably right.

Next time this happens to Binance though they won't have an emergency fund and possibly they'll be in debt, and that's when the users will be very screwed.

Their terrible security certainly indicates to me that future of Binance is not going to be a pretty one unless they make some enormous changes.