I’ve been in the industry a long time and benefits at FAANG are not great. Deductibles are high, subsidy pretty average, overall package weak. Earlier in my career I paid nothing for insurance, had a lot of fringe benefits, and I was genuinely grateful for the perks. I’ve looked at ACA alternatives compared to my FAANG benefits and it wasn’t a huge difference frankly - better on the margin but nothing to write home about, at least in my local market.

The fact people have to find a job not for money but for health insurance is about as dystopian as I can imagine. Toil just to not get sick and go broke, not because you need the money. What a sad world we built for ourselves.