To be fair, in today's clown world inflation has eaten 50% of your cash holding real value in 5 years. The only way to stay "ahead" is to dispose of your cash in exchange for securities (and not whatever this is).
Taler is a payment system used with existing currencies. It’s neither a currency nor an investment asset. It’s a way to pay for stuff without giving up your privacy, not for staying ‘ahead’.
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The total value in the financial system will always be forced to match the total value existing in the real world, one way or another. This is inevitable with any financial system, and it usually takes place by a rapid devaluation of whatever people are holding lots of.
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