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> many banks in the UK no longer offer a web portal

Same in Norway.

Is it that dire? I'm in with DNB and Nordea and they both have functioning netbanks. But I don't know how the rest are.

I've been getting by with a bankid codebrick and web browser access (although Nordea and DNB apps work fine on GrapheneOS).

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Poland, all banks I know offer web portal. Linux, Firefox - works perfectly.
Follow up question: how many of those still let you log in and authorize transfers without relying on their mobile app as required second factor?
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