I know of people who bought property in western North Carolina with this mindset. It’s higher elevation, far from coasts, near fertile farm land, with lots of surface water to drink and use. And far from other geo hazards like volcanoes, earthquakes, etc. On paper it checked a lot of boxes for long-term safety.

Then a hurricane went where it had never gone before and wrecked their entire neighborhood.

It’s hard to know exactly how a complex chaotic system is going to react when inputs change. And it only takes one outlier to cause a lot of harm on a local human scale.

This is why so much effort goes into computer modeling of the climate BTW. We know our emissions are changing the climate. But predicting local effects is damn hard.