DeepSeek-V4-Pro is adequate plus use DS4-Flash for tasks or other small activity you’d use Haiku or Sonnet for. Go sign up with $10 prepaid.

OpenCode Go - go sign up with $5 for a month and use Qwen-3.7-Max for design/plan/architecture or difficult troubleshooting. Feels closer to Opus 3.6 or 3.7 than DeepSeek, closest I’ve found.

OpenAI Codex, $20 a month plan, use GPT-5.5 via API for the same design/plan/architecture/troubleshooting/author commits. (You can also pay $100 and cut and paste really difficult problems into chat with the GPT-5.5-Pro model.)

Xiaomi MiMo-2.5-Pro, find a friend to give you a $2 referral code, you get 72 cents free. Same pricing as DeepSeek. Somewhere between Sonnet and Opus, quite capable. Apply for the UltraSpeed beta too.

You can switch in and out from these models on the fly in OpenCode or ohmypi and simply find the one that feels best to you. I use CodexBar to watch consumption in near real time.

For a casual user or someone new to programming, Cursor’s $20 plan is an excellent start with Composer-2.5 and Composer-2.5-Fast. You get an API allowance too you can use to access Opus-4.x or GPT-5.5-Pro from OpenCode or ohmypi in addition to Cursor itself.

Finally, if you use Grok or Twitter, SuperGrok at $30 a month has a good vision model, which I used for automated testing of front ends. I’m migrating to locally-run Qwen-3-VL on a commodity Mac, though. If you’re less technical unreach makes hosting local models on a Mac easy.

If you have a powerful GPU like an RTX 5090, try Qwen-3.6 locally on that too. Use ollama or llama-swap which is fairly easy to use.

I have not tried new Kimi yet but we have been able to keep our costs at or below $200 a month per employee with a team of 3 professional developers, 1 graphic designer who uses a lot of Midjourney and Grok Imagine now driven from workflows she made herself in ohmypi, and 1 nontechnical user (account manager / project manager) who uses ohmypi to help her gather requirements and track implementation of them. With a tiny bit of effort we could get that number closer to $75 per employee per month.