Efficiency is not magic. Its bounded. Above and below limits the environment can sustain it, systems will destabalize. If All the Great White Sharks magically get more efficient at hunting over night ecosystem will collapse. Individuals and teams have never scaled at this speed to the levels they have. And there is no signal at system wide level that a sustainable limit has been crossed. So People will happily believe things are getting more efficient at individual/team scale while at system scale things get more fragile. This is why we ended up with central banks deciding interest rates and controlling money supply. Before that any one could print cash. They all thought they were great efficient geniuses. The chimp troupe us not prepared for stuff that effects the entire system.