Full test coverage doesn’t tell you if the tests behave correctly. So you could prompt an AI agent to write 100% test coverage where those tests could be exercising all code paths yet contribute 0% to the story of what the code does. You need human understanding of what the desired contract is that the tests check.
Imagine a contract lawyer who blindly signs any contract that they are given: they aren’t doing their job. They ought to have an idea in mind of what their client’s goals and limits are so they can determine if a given contract fulfils those needs.
Types are a declarative contract, so they can be a lighter yet more limited way to enforce a contract. The compiler can verify if all the declared types across the program agree with each other. This is especially helpful with refactoring, such as ensuring the adding a field has been rolled out everywhere.
Types aren’t to be just checked by the compiler, but checked by the human authors too. That’s why explicit type signatures are valuable, especially if they are kept intelligible. They encode the different variations in state and possible branching on that state. So you can whittle your types down as a way of whittling the solution down to be more focused. The problem in your head is reflected in the types, and any simplifications in the types then simplify the problem in your head, and any tests derived from that understanding.