True.
I have a bunch of through-hole parts for these sorts of situations. There are plenty of small through-hole ceramics that have leads if you really want to go there.
https://www.digikey.com/en/products/detail/vishay-beyschlag-...
Like this or something similar.
I've seen piggy backed decoupling caps straddling chips on some pretty fancy hardware. This lesson is re-learned quite frequently ;)