You are entirely missing the point. The correct answer is to build 2 houses. The problem with these policies is that they artificially restrict demand. If they didn't do that, nobody would have a problem with them.
> The correct answer is to build 2 houses
the utopian answer is to build two houses. But we don't live in utopia.
The constraints faced today is real (paper or physical). You can't wish it away, and you can't say it's "easier" to just build two houses.