You think that's bad? Imagine being unironically held accountable to the unenumerated terms of a "social contract" that you never even signed or had a right to refuse in the first place.
The difference is that a social contract is a concept and not literal contract.
The actual reality behind "the social contract" is simply that people have the capability to act in ways that can and do affect other people. Because of this, most people find that it's beneficial to moderate our actions in relation to other people based on their preferences.
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