I am the former. I also make cost benefit based decisions that involve time. Unless I have very specific configuration needs, the git push option lets me focus on what my users care about and gives me one less thing that I need to spend my time on.

Increasingly, Fly even lets you dip into most complex configurations too.

I’ve got no issue with using Tofu and Ansible to manage my own infrastructure but it takes time to get it right and it’s typically not worth the investment early on in the lifecycle.