> And not that I want to give Apple extra credit

No need, since they're only doing this after (again) being forced by EU regulations, https://9to5mac.com/2024/01/25/apple-pay-nfc-europe-alternat..., so no extra credit handed out :)

Curious to hear what people who usually think EU regulations hinders innovation thinks of this move, since it seems like regulation actually promoted innovation in this case. Just a edge-case or perhaps something more?