Hacker News new | past | comments | ask | show | jobs | submit

Show HN: I spent 4 years bootstrapping a financial planning tool to 30k MAUs

https://projectionlab.com/
Since I graduated college last year and started working full time as a software engineer this year, I’ve been trying to navigate the financial world and set myself up for financial success. I feel like I’ve been able to get into a good place with just reading and napkin math, but this looks like the perfect tool to get away from semi-qualitative to quantitative decisions. Will be checking out!!!!
loading story #42455751
Seems like a really cool product. Curious who your primary customers are for the lifetime license?

At first I was thinking it would be financial advisors that are technical enough to self host. But then I noticed most of the advisor features aren't included in the lifetime license.

$800 to self host for a personal use case seems kind of steep. What am I missing?

loading story #42462615
Hi Kyle,

I'm a big fan of projectionlabs and have recommended it to a few people. It's the best tool I've found in this niche. You've done a great job on the UI to keep it simple while being extremely powerful and I love moving milestones around and seeing how things react.

The Tax side is where things get interesting/complicated. In my case, I'll be retiring in a different country to where I'm working and so the tax for drawdowns doesn't really work

loading story #42454977
This looks great - congrats on launching it and getting it to where it is today. I launched a personal financial forecast tool a few years ago with a primary focus being to help people understand the draw down plan. This is not an ad for my product as it's now abandoned (hosting moved to my personal domain).

But I wanted to share it with you and see if it's a feature you think makes sense in ProjectionLab. Most tools show charts but I wanted more fidelity and accompanied the chart with a table.

Here's what it looks like: https://fiers.jmathai.com/forecast/6020f254b4e8c

Here is the logic: https://fiers.jmathai.com/article/how-it-works

Happy to chat more if you're interested - find my contact info in my profile.

loading story #42454912
> ProjectionLab has no link to your real financial accounts and the data you enter stays in your browser unless you choose otherwise.

How does the webapp get all the financial data from different banks and stock accounts? Do I have to plug it all in myself everyday?

Nice, congrats!

Interesting decision, to put the self hostable version behind the lifetime plan. The strategy i see most of the time for self hosting is a free and open source 'community edition'.

May i ask how you prevent piracy?

loading story #42455805