monorepos are appropriate for a single project with many sub parts but one or two artifacts on any given release build. But they fall apart when you have multiple products in the monorepo, each with different release schedules.

As soon as you add a second separate product that uses a different subset of any code in the repo, you should consider breaking up the monorepo. If the code is "a bunch of libraries" and "one or more end user products" it becomes even more imperative to consider breaking down stuff..

Having worked on monorepos where there are 30+ artifacts, multiple ongoing projects that each pull the monorepo in to different incompatible versions, and all of which have their own lifetime and their own release cycle - monorepo is the antithesis of a good idea.