Can you explain this more to me? What does it mean to be unable to afford healthcare? As I understand, it is a law that you must have it, or you pay a fine to the IRS by your tax return. Do you really have no healthcare now?
Unable to afford healthcare is pretty straightforward, I think. My plan went from being a relatively small amount I would pay for peace of mind, to being a giant expense that would leave me destitute. As far as the fine, if it hadn't been revoked it would just come out of my tax return, so "paying" would have been no big deal. Yeah, still don't have healthcare. I realized I don't need it much and became more fatalistic after living without it.
There are no longer fines in your taxes for not having insurance. That law was revoked